Services

We Are Here to Take Care of Your Insurance Needs

Home

Own a home, because mortgage lenders need to know your home is protected. It covers you for repairs and replacement of any damage that’s covered in your policy. It provides protection against theft, damage from perils like fire and water, and financial responsibility that could result from a visitor or guest being accidentally injured on youru0026amp;nbspproperty.

Auto

Drive vehicles, because few people could afford the repairs, health care costs and legal expenses associated with collisions and injuries without coverage. Auto insurance is also a legalu0026amp;nbsprequirement.

Life

Provide for your family in the event of a death. There are life insurance options for short and long-term needs that protect your family’s home, mortgage, lifestyle and the cost of post-secondary education foru0026amp;nbspchildren.

Business

Run a small business or family farm by managing the risks of ownership. Get owner, business and employee coverage, and provide group benefits and retirement plans for employees

Builder’s Risk

Custom home builders, general contractors and even property owners often find themselves searching for insurance coverage to protect personal or business construction projects. Builders risk insurance, also referred to as course of construction insurance, covers a person’s or organization’s insurable interest in materials, fixtures and/or equipment to be installed during the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause; it is often required to comply with government regulations or as a condition to meeting banking or other contractual arrangements. While a builders risk policy itself is relatively simple to obtain, ensuring the proper coverage, limits and policy type are in place requires a core understanding of the industry and the associated risks which occur during the course of construction.

Policy Coverage

The US Assure Builders Risk Plan insured by Zurich is the nation’s leading inland marine policy for owners and contractors. With comprehensive insurance coverage and flexible policy options, our Builders Risk Plan is designed to meet the needs of residential and commercial customers for almost any project type valued up to $75 million ranging from turnkey and custom build to order to high volume construction, and it can be tailored for even the largest construction project.

Commercial construction insurance covers commercial course of construction projects of any size and value.
Residential and commercial new construction insurance covers course of constructions projects from production to custom building.

Remodeling insurance covers basic to complex commercial and home renovation projects, with the option to include the existing structure.
Installation insurance covers property of the insured and property of others being installed or awaiting installation.